Welcome to our site!
Thank you for stopping by our mortgage web site. Even though we have taken special care and consideration to pack this online resource with a wealth of knowledge about the mortgage and real estate process, we want ...
8 Questions Your Lender Should Answer About Mortgage Rates
Simply checking online for today's posted rate may not lead to your expected outcome due to the many factors that can cause each individual rate and closing cost scenario to fluctuate. We can preach communication ...
How Much Can I Afford?
How much mortgage money can I qualify to borrow? This is typically the number one question mortgage professionals are asked by new clients. Of critical importance when considering mortgage financing: There is sometimes a difference between what a client ***can*** borrow and what they ***should*** borrow. In other words, what makes for a comfortable long-term mortgage payment? The Quick Answer: If we're simply considering the financial math, lenders will calculate your Debt-to-I ... Read More...
Four Possible Reasons To Refinance
A mortgage is generally the largest debt most homeowners have to manage. It's a good idea to give your personal real estate finance portfolio a check-up at least once a year. Since there are many reasons a ho ...
Province Mortgage in the News
PBN names Province Mortgage one of the Best Places to Work in RI
Providence Business News has honored Province Mortgage Associates for the third consecutive year as being one of the annual Best Places to Work.
The recipients of this award are chosen based on responses to a management questionnaire as well as a confidential employee survey. You can click below ...
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Coffee Cup Salute
Province Mortgage Associates is featured in the WJAR Channel 10 Coffee Cup Salute. This video feature discusses our steady growth during the mortgage market bust and economic downturn of the last several years as well as honors us as being voted one of the Best Places to Work by the Providence Business News in 2011 for the third year in a row!
O ...
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Making Home Affordable -- The US Government’s various efforts to keep homeowners homeowners
Making Home Affordable
Government’s various efforts to keep homeowners homeowners
The original Making Home Affordable program was enacted by the US Government by means of the Financial Stability act of 2009, with the intention of blunting the b ...
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Ensuring a Smooth Closing in 2011
Avoiding problems in underwriting; Keeping a strong credit score; Making sure documentation matches
You've probably heard the stories. Stories from people trying to buy homes who have submitted dozens of pages of documentation, only to be met with endless requests for more documentation, excuses, and, ultimately, a loan denial. It's frustrating, ...
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Boston Federal Reserve President Speaks in Support of Quantitative Easing
Eric Rosengren clarifies objectives of LSAP; Meets Fed Mandates; Effects already seen in economy
Eric Rosengren, president of the Federal Reserve Bank of Boston addressed the Greater Providence Chamber of Commerce regarding the Fed's recently init ...
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Seven Things Your Agent Should Know About Your Mortgage Approval
While many experienced real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied.
New regulation, updated disclosures, appraisal guidelines, mortgage rate pric ...
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Employment Situation Prediction for August 5th, 2011
Non-farms payrolls expected up 90,000; Unemployment rate believed steady at 9.2%; Weak GDP growth seen as a major obstacle
A meaningful correlation exists between the ADP Private Payrolls report and the Bureau of Labor Statistics monthly Employment Situation Report. I have used data fro ...
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Employment Situation Prediction for July 8th, 2011
Non-farms payrolls expected up 110,000; Unemployment rate expected steady at 9.1% as manufacturing growth slows
A meaningful correlation exists between the ADP Private Payrolls report and the Bureau of Labor Statistics monthly Employment Situation Report. I have used data from the past 5 ...
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