Welcome to our site!
Thank you for stopping by our mortgage web site. Even though we have taken special care and consideration to pack this online resource with a wealth of knowledge about the mortgage and real estate process, we want ...
8 Questions Your Lender Should Answer About Mortgage Rates
Simply checking online for today's posted rate may not lead to your expected outcome due to the many factors that can cause each individual rate and closing cost scenario to fluctuate. We can preach communication ...
How Much Can I Afford?
How much mortgage money can I qualify to borrow? This is typically the number one question mortgage professionals are asked by new clients. Of critical importance when considering mortgage financing: There is sometimes a difference between what a client ***can*** borrow and what they ***should*** borrow. In other words, what makes for a comfortable long-term mortgage payment? The Quick Answer: If we're simply considering the financial math, lenders will calculate your Debt-to-I ... Read More...
Four Possible Reasons To Refinance
A mortgage is generally the largest debt most homeowners have to manage. It's a good idea to give your personal real estate finance portfolio a check-up at least once a year. Since there are many reasons a ho ...
Province Mortgage in the News
Province Mortgage Earns Top Ranking for ‘Best Places to Work in RI’ by the PBN
On Thursday, June 14th several of the Province employees joined their company president, Dave Currie at the “Best Places to Work in RI” banquet held each year at the Crown Plaza Hotel in Warwick, RI. The enormous outdoor tent was lavishly decor ...
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What Does a Healthy National Housing Market Look Like?
Freddie Mac's economists today used the analogy of a patient with a high fever to talk about the recent course of the housing market. In the November 2012 Economic & Housing Market Outlook, Freddie Mac likened that patient's 103° temperature to the height of the housing boom in 2006. The patien ...
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The Fiscal Cliff and the Housing Economy
The fiscal cliff and the housing sector were two major aspects of economic recovery that were conspicuously absent from the recent campaign trail. Now that the incumbent President Barack Obama has been reelected to another term, there are serious concerns about the potential impact of the fiscal cli ...
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Nationwide Housing Affordability Improves in Third Quarter
Lower interest rates helped make homes more affordable to median-income families even as house prices continued to inch up in metro areas across the country in the third quarter, according to the National Association of Home Builders/Wells Fargo Housing Opportunity Index (HOI), released today.
Na ...
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Nearly 30 Percent of Refis Shorten Mortgage Term During Q3
In the third quarter of 2012, 29 percent of borrowers who refinanced an existing mortgage chose to shorten their loan term, based on the Freddie Mac Quarterly Product Transition Report. Further, refinancing borrowers clearly preferred fixed-rate loans, regardless of whether their original loan was a ...
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Q3 Negative Equity Drops: Less Than 30 Percent Now Underwater
Negative equity fell in the third quarter, with 28.2 percent of all homeowners with mortgages underwater, down from 30.9 percent in the second quarter, according to the third quarter Zillow® Negative Equity Report. This is the first time negative equity has fallen below 30 percent, and is the bigge ...
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Coffee Cup Salute
Province Mortgage Associates is featured in the WJAR Channel 10 Coffee Cup Salute. This video feature discusses our steady growth during the mortgage market bust and economic downturn of the last several years as well as honors us as being voted one of the Best Places to Work by the Providence Business News in 2011 for the third year in a row!
O ...
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CT Licensed Mortgage Correspondent Lender | Licensed by the New Hampshire Banking Department
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