Province Mortgage

Client Testimonials

Hi Angela,

After our experience with Province Mortgage, I had to let you know how please I am.  Being a small business owner and being self employed, I cannot even imagine how I could have gotten through the process without you and your staff.  After the banking crisis and with all the new guidelines and rules for getting a mortgage, I would recommend you and your staff to anyone due to the expertise demonstrated in handling the situation.  Everybody I dealt with from you company was fast and professional.  I really like your approach of getting everything upfront right away.  This way, the loan goes right through without all the delays.  In the past, I have used big banks and it was nothing but a hassle and more mistakes than I could imagine.  The personal attention and the follow-ups on every detail were so impressive that I will never use anyone but you and your team!

Thank you so much,

Paul 

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To whom it may concern:

Ed Collins was reccomended to us by a realtor, John Biafore.  Right away we felt comfortable with Ed.  He sat with us and our three children in his office answering all sorts of questions and explaining everything thoroughly.  We never rushed, even as our kids became restless.  Ed stayed in touch with us throughout the entire home buying process, even calling from his family vacation to check up on things.  Ed and his staff responded to all inquiries swiftly – usually within minutes.  Our home buying process was a long one and Ed sometimes doubled as a therapist, soothing our anxieties.  I think the most telling attribute of Ed Collins was the fact that following our closing we remained in the lawyer’s office, simply chatting for another twenty minutes.  I would highly reccomend working with Ed Collins as your mortgage broker.

Sincerely,

Kateri and Fritz

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Dear David,

I am writing to express my deep appreciation for the hard work and dedication of one of your mortgage advisors.  Angela Moon went above and beyond to ensure a smooth and successful real estate transaction.  Given that our situation was not clear cut, Angela had to utilize her creativity and connections to get the answers we needed.  Also, the sellers were intent on closing in 30 days, which in this lending climate is very ambitious, Angela made it happen!  This was our first foray into purchasing investment property and she made the transaction seamless.  As a consummate professional, Angela is already counceling us on what is necessary to buy our next home.

We look forward to working with Angela on our next purchase, and we thank you for having her as part of your team.

Sincerely,

Jennifer and Daryl

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Dear David,

Yesterday I closed on a refinance of my condominium in Portsmouth, RI with Cara Millett and I wanted to take a minute to say how enjoyable it was working with her.  I had inquired with at least 6 other financial institutions about refinance my property and found no one that was offering sound advice or reasonable rates.  Cara on the other hand gave me sound advice, recommending using “Credit Expert” to help guide me to repair my credit and enable me to leave the sub-prime market behind.  Her prompt and professional responses to my numerous questions really helped this process go smoothly and made me feel comfortable that I was getting honest answers that had my best interest in mind.  In short it was a pleasure doing business with her, I was satisfied with the results and I would highly recommend her to others.

Sincerely,
Michael, Sr. Aerospace Metal Belleows Manufacturing Supervisor

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Rhonda DelSignore came highly recommended to us from a trusted colleague. We contacted her at a critical time when we were about to expand our business. Rhonda immediately made us feel comfortable and assured us she could assist us with our financial needs. Her attention to detail and attentiveness to our every concern is what set her apart. Her professionalism, knowledge and patience were top notch. She took the time to answer all questions promptly which made the whole transaction that much easier. We look forward to working with her again in the near future.

Sincerely,
Christine Edmonds & Phyllis Arffa
Owners of “Blaze, East Side”

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Dear Don,

I first want to start off by saying, “Thank You” for making a very challenging mortgage situation go through flawlessly. I learned a whole lot about equity, credit and income and how they all come into play. Owning a home, in my eyes, is truly the American dream and I owe a big part of that to you. I know that without your hard work and dedication and also the help of your colleagues, none of this would have been possible. We just love this house and I knew it was perfect the moment I stepped into it; just wasn’t’ sure how I could possibly go about obtaining funds for it or even where to begin. You made the process a very enjoyable and educational one. Even when your little one was sick, you took responsibility for everything, stepped up to the plate and helped me through. I can’t say thank you to you and your staff enough!

Since our closing on Dec. 13th, we have finally gotten through Christmas and I have found the extra time to get this letter off to you. Between the house and Christmas, I feel as though I have endured a very challenging time in my life and lived. We are almost done painting the house inside and have, as I’ am sure you are also aware of, a list a mile long of things to do around the house. Ron will be a busy man for many years to come. We are fortunate to be doing all of our renovations before we move in, which should be around my birthday on Feb 3rd. It’s funny but people always said to me, “When its meant to be it will be” and this year has just been full of meant-to-be’s: found the man of my dreams, obtained a wonderful job, bought a fabulous home. I guess it really does happen in 3’s.

In any case, Don, I hope you and your family have a wonderful New Year’s full of love and health and happiness throughout the year. Again, thank you for being so patient with me through my barrage of constant questioning and I look forward to working with you again in another year.

Sincerely,
Amy — Tiverton, RI

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Dear Steve,

I still remember our first conversation, over two years ago; I had a million silly questions that you answered candidly and without hesitation. It seems like so long ago when Bob and I began toying with the idea of becoming “homeowners” yet, in some ways it seems like yesterday. Since then, a million more questions have surfaced none of which you thought too trivial to answer. You have gone above and beyond to lead us on the right path toward our goal. We have come so far and learned so much from your advice and expertise. I can’t thank you enough for your patience and genuine concern. Thanks for helping make our dream come true. Sincere thanks for all you’ve done.

Truly,
Lisa & Bob — Somerset, MA

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Dear Mr. Currie,

It was our pleasure to meet Dan Hartman in July of 2003. Our local real estate agent referred him to us via a phone call on Wednesday morning. Shortly after noon that same Wednesday, Dan appeared at my office to introduce himself. He took all the information from us and pre-qualified us for the purchase we wished to make. Amazing service!

Our goal was to buy our second investment property that autumn and the third as soon after that as possible. Dan understood our goals and worked with us to attain those goals. He brokered both purchase mortgages with speed and accuracy. We feel Dan has worked hard to obtain financing for our needs at a reasonable price and in a timely fashion. We are currently working with Dan to reach yet another goal and are sure this too will happen with his help.

We were so pleased with Dan and his work ethic that we have referred him to clients and family. We have had two Hispanic clients he was able to help as well as one of our daughters. Dan has repeatedly demonstrated his dedication to the “long haul,” dispensing information on how to position oneself to qualify for financing. He stays in contact until goals have been met and beyond.

We unconditionally refer people to Dan because we understand the dedication Dan demonstrated with us is status quo form him. Dan would make a valuable addition to any staff and new loan originators would do well to mimic him.

Should you have any questions or comments please feels free to contact us any time.

Sincerely,
Steve & Bonnie — Willamantic, CT

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I never thought refinancing could be so easy! Don Wilson and his team at Province Mortgage Associates, Inc. have shown us that it can be. The team at Province Mortgage worked relentlessly to accommodate all our financial goals and needs setting us up on our path to financial freedom. They were first class all the way. Thank you Don and Province Mortgage Associates!

Tom & Roberta — West Kingston, RI

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Dear Rhonda,

I wanted to thank you again for the outstanding manner in which you handled the arrangement for a new mortgage on my condominium. Your services were invaluable to me. Your work was efficient, effective, timely and highly successful. Your ability to coordinate your services with Attorney Jason Marianelli enabled me to obtain the mortgage very quickly. You also worked hard to obtain a great rate of interest for me. You are also a lot of fun to work with. Your efforts are greatly appreciated.

Sincerely,
Steve C. Imber, Ph.D.

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Hi Donna and Rhonda,

Thank you for making our home-buying experience such a positive one. We’re still in boxes, but the central air was installed over the weekend and that is a beautiful thing! We are settling in pretty well and so are the cats.

Please extend my thanks to Bill Lombardi and Jason Marinelli too. If I know anyone who wants to get a mortgage or needs an agent, I am going to send them your way!

Also, your gifts were most appreciated. That was a very nice gesture.

Thanks again and have a wonderful day!

Beth Lacombe
Systems Analyst
MetLife Auto & Home – IA Download

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I want to express my gratitude for the outstanding service Danielle provided when I needed to refinance and then again when I needed to obtain a mortgage for my second home. I had shopped around with a few brokers and was not impressed with them. When I met Danielle I could tell right away that she was a professional and would work hard to make sure I get the best mortgage for my situation. Danielle was courteous, informative (she really knew her stuff) and patient with all my questions. I was impressed with her preparedness to readily accept my initial application over the phone and then her flexibility when she offered to come to my house for me to sign the initial paperwork. Danielle made the loan process seem effortless but I know it’s not that easy. She guided me step by step through the loan process and kept me posted on any changes and what to expect next. The timeline she laid out for me was just as she said it would be everything ran smoothly. I would not hesitate to recommend her to anyone and will definitely use her services for future purchases. Danielle is a superb mortgage broker. Please tell her again how much I appreciate her work and to call me if I can ever be of any help to her.

Sincerely,
A Very Happy Customer,
Cristiana Rosa — Cranston, RI

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Dear Rhonda,

I would like to take a moment to thank you for the time and effort you put into helping me obtain my mortgage. You and your entire staff are extremely professional and efficient, which helped make the entire process less stressful for me. I will make sure to refer everyone I know to you, and I will also make sure each person know the level of excellence you provide.

Sincerely,
Darren Dickeson — Wareham, MA

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Having 20 years experience in owning, buying and selling homes, my husband, Bob, as a consumer, can be quite challenging to real estate agents and mortgage brokers, as he knows enough about both to be dangerous.  When it came time for my husband and I to buy our own home, I suggested going to Don Wilson. He’s not just a mortgage broker. He’s a senior mortgage advisor! Well, I can tell you that we were impressed with Don’s knowledge, his ingenuity, and creativity. Don followed through at every turn, and he got us the best loan at the best rate. Don was in constant contact with the underwriters and us to ensure that we would be able to purchase the home that we wanted. Everything was going well, right up until the week before the closing and we hit a snag with the lender! Don stepped up to the plate, figured out a way to make the lender happy while keeping our best interests. Because of Don’s efforts, we were able to close and move into our new home!

Sharon Melesko
Owner/Operator

BAM Fitness, LLC

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I recently contacted Cara Millett to refinance and consolidate my debts. I was referred to her by a friend. I found Cara to be very responsive to my needs. To begin with, I had concerns as to the actual cost of the process, and Cara willingly gave me a “ball-park” figure. This figure turned out to be dead on. Due to my situation, she had to contact various lenders, and it was obvious she spent considerable time researching and searching for the right one for me. Whenever I called Cara, she always returned my calls promptly. She also explained my credit report, and made suggestions as to how I could maintain and improve my credit score. In past financial dealings I had never been told anything about how this worked and had always been given incorrect advice. I would highly recommend Cara to anyone who is in need of refinancing, or advice regarding improving their credit.

Council Mattoon — West Greenwich, RI

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Hi Don,

Just got back from Green Bay from the Packers game and was wrapping up loose ends to prepare for closing scheduled tomorrow morning and wanted to let you know your were sooo right about everything!!!!

As you know, my husband wanted to go with XYZ Mortgage Co because the numbers were so low for our monthly payment, but now the day before the closing numbers have went from $2282 a month to $2947.02!!!! My husband is so soured by the whole ordeal with XYZ Mortgage Co, that he is considering getting a lawyer involved.

I know you said that there was no need to feel bad for not having you handle the deal, but now, not only do I feel bad, I am ashamed and sickened that I didn’t stick with my gut instinct to follow through with you. You were very honest, thorough, and professional and unfortunately, the promises and low numbers quoted by XYZ Mortgage Co clouded our better judgment. All I can think of right now is: if it sounds too good to be true, then it probably isn’t true at all.

Things are so messed up right know, we have informed the builder of the whole ordeal and expressed our intent to withdraw from the purchase even after already incurring some upfront costs. He is supposed to be getting back to us tonight. Right now my husband is very upset but hopefully once we cool off we will be able to make a clear decision as to our future real estate plans.

Regardless, I just wanted to thank you for the services and advice that you provided and hope we can do business in the future. In the mean time, feel free to share my horror story with any of your perspective customers to let them know that they can feel confident in your integrity and honesty when entrusted with handling their financial investments.

Sincerely,
Nicole & Peter Manfredo

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My husband and I have worked with Rhonda Delsignore at Providence Mortgage several times to either refinance our mortgage or most recently, to buy a new home.  After searching months for a bigger home for our growing family, we stumbled across the perfect home during an open house on a Sunday afternoon.  The home had been on the market for one day and was priced to sell.  Other interested buyers were lingering around to make their offer and we were nervous that we could lose our chance to buy the house.  We called Rhonda immediately to see if she could issue a pre-approval letter on the spot.  Sure enough she responded to us within minutes and issued the letter that day…a Sunday of all days!  Because we had a solid offer with a pre-approval letter, the owners of the home accepted our offer immediately.  We were thrilled.  Rhonda handled everything from the pre-approval to the closing attorney.  Thanks to Rhonda we are in our “forever” house, the house where we plan to grow old and raise our family.

Jen Driscoll

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I would like to express my appreciation for the outstanding service provided to me by Dan Hartman with regard to my recent mortgage refinance, from an adjustable rate to a fixed rate.

From the first interview of at least 1½ hours, when Dan took initial information and reviewed my history and my options, through meeting me at a convenient time and place to sign all the documents, to keeping me advised at every moment as to events, through his presence at the closing, Dan provided outstanding service to me.

Dan has even dedicated himself to helping me increase my credit score by a minimum of 75 points in six months!  I would trust him implicitly with my business.  He is an invaluable member of our City Biz/BNI Chapter.

Vin DiMonte, ESQ.

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Mr. Currie,

 Allow me to share my experience with one of your senior mortgage advisors Rhonda DelSignore.  I just bought my first house, I am a foreigner and I have lived in the United States for a few years now.  The process of buying a house is as exciting as it is stressful and scary.  Double that feeling if you came from a different culture.  Rhonda DelSignore was recommended to me by my real estate agent at the critical time.  She was always prompt, knowledgeable, and attentive to detail and always followed up on what she said she was going to do, which was invaluable in how smooth the transaction went.  However, what I appreciated the most is that she was patient enough to go over the same questions I had over and over again (even on a Friday night).  She also understood that for most people buying a house is a very emotional experience.  She made me feel like I found a friend that will guide me and take care of me during the entire process.  I cannot say thank you enough to her for her expertise and human touch.  I would come for her business any time and I would highly recommend her to others.

Sincerely,
Ogla Lewis

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Dave,

I should have written you months ago.  It isn’t very often that you get to meet and work with someone who is truly caring, helpful and professional in every way.  I’m talking about Dan Hartman.

Dan was there for me in every possible way during a short, difficult transition period.  He made it happen when I needed a mortgage.  He’s good.  Not to sound corny, but, he’s my hero.  I’m not kidding.

I will recommend Dan, and your company, with the utmost confidence to everyone I know and meet.

Respectfully,
John M. Ferrara

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To Whom It May Concern,

I am writing on behalf of Angela Moon, whom I have utilized for home refinancing twice in the past five years.  I have dealt with mortgage brokers 6 times prior to Angela in the 30 years that I have owned homes and Angela has been the best broker.

Angela’s knowledge and passion for her job is unique.  She is a property owner and sees the process through the eyes of the consumer.  The last two closings have gone without a problem based on her pre-planning and hard work.

I will continue to use her in all my mortgage related transactions and would heartily recommend her to anyone else.

Sincerely,
John (Skip) E. Uhl

 

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Don,

Your kindness, hard work and dedication allowed us to turn an empty house into our beautiful home.  We want you to know that we appreciate everything that you have done for us.  Thank you for making our dreams of owning our own home come true.

Sincerely,
Jason, Kristen, and Erin

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Danielle,

We wanted to thank you very much for all of your help so that we could get into our 1st home.  It’s certainly been crazy in the market, and we’re so grateful for all the extra effort you gave to make it happen for us.  We really appreciate your patience and support!  Thank you so much for all of the continuing work you’ve done for us.  We’d certainly recommend you!

Best wishes,
Mike & Erika Campbell

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Samantha,

Thank you for all you did in expediting the paperwork for the mortgage and the bottle of wine and the decorating/opening tools.  I’ll give you a call when we have the open house.  Will be later in the summer.  There’s lots of painting and hardwood floors to install first.

Steve

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Dear Mr. Currie,

I am pleased to be writing this letter in support of Dan Hartman, a senior mortgage advisor at Province Mortgage Associates, Inc.

I first had the pleasure of meeting Dan in July 2004 as he was working on paperwork with my father and stepmother.  Soon after I met with Dan to discuss my own financial information.  At that time I was not in a position to buy my first home.  Dan was kind enough to offer suggestions that I used to prepare myself to get a mortgage.  Dan periodically checked my progress and offered words of encouragement.

In the beginning of 2005 I was pre-approved for a mortgage and I began my search for a home.  Dan effectively communicated with my realtor, usually sending pre-approval letters or other paperwork I needed within minutes of our request.  Dan stayed in close contact as he supported me through my search for a home.  When I finally found my home Dan was quick to get my approval, despite obstacles I faced buying a “handy-man” special.  Dan maintained great lines of communication with my attorney and supported me throughout the entire closing process.

By any measure, Dan is an outstanding mortgage advisor.  His interpersonal skills with my realtor, my attorney, and the sellers attorney were consistently professional, supportive, accommodating, and helpful.

In summary, Dan Hartman is a conscientious, personable, and professional individual.  I would recommend him, without reservation, to any one looking for a mortgage.

Sincerely,
Christy L. Calkins