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You may have seen one of our ads that spoke to you in a way that made you evaluate your current employment situation. You took the next logical step and came here to find out more about why Province Mortgage Associates has excelled in creating happy and successful mortgage professionals. From our award winning corporate culture to our impressive lending platform, we are proud to have refined a way of life in the mortgage business that is uncommonly authentic. It’s up to you to take the next step.


Or contact Alan Conley today for further details! 401.787.6779

Alan Conley
Strategic Growth Manager

Current Job Openings:

Mortgage DE Underwriter

We are looking for experienced DE Underwriter with 3-5 years’ experience in underwriting conventional and FHA mortgage loans. Due to our continued growth we have an immediate opportunity in our East Providence, RI corporate headquarters. All applicants must be available to work in the office – remote positions are not available.

www.joinprovince.com

  • Assesses loan attributes and documentation for soundness and accuracy
  • Reviews and evaluates data to ascertain loan viability and identify risk issues and potential fraud
  • Evaluates Debt to income Ratio, Loan to Value ratios, credit score property valuation and other factor
  • Determines and documents loan conditions and communicating requirements and / or decisions
  • Assists in identifying, recommending and / or negotiating alternative loan requirements, funding and / or loan structure solutions
  • Independently conducts full and comprehensive evaluations of a variety of complex mortgage loan applications
  • Identifies and recommends alternative financing solutions when available
  • Exercises discretion and independent judgment in addressing critical business matters that have a significant financial impact
  • Analyze borrowers credit profile, collateral and capacity to repay the proposed mortgage obligation
  • Ensure loans meet agency and government guidelines
  • Review conditions submitted on loans and sign off on conditions where appropriate
  • Communicates decisions to loan officers and processors
  • Meet designated turn times for initial underwrites, condition reviews, and email response times
  • Manually underwrites files to agency guidelines when loan is not approved through automated underwriting

Skills and Qualifications:
A strong business acumen and attention to detail
Experience with Encompass is preferred but not mandatory
The ideal candidate must possess the desire to part of a team and maintain a positive attitude A willingness to enjoy your job and coworkers is highly desired

Education and Experience:

3-5 Year of DE underwriting experience

Employment Benefits: Province Mortgage Associates, Inc. recognizes that its employees are its most valuable asset. Therefore, the Company offers 4 hours of weekly flex-time, health insurance, 401K match, Flexible Spending Account, Health Spending Account, Life and Disability insurances to all full- time employees.

Province Mortgage Associates Inc. has been voted as one of the best companies to work for 8 of the last 9 years. Additionally, we have been recently recognized as Banker and Tradesman’s fastest growing mortgage companies.

If you are interested in our DE Underwriter opportunity or know someone that might be, please contact me at your earliest convenience, or click the Apply Now button below.


Bilingual Processor

Regional lender Province Mortgage Associates, Inc. is looking for experienced bilingual Mortgage Processor that is fluent in Spanish.  The ideal candidate must have at least 2 years of experience processing conventional and FHA mortgage loans. Due to our continued growth we have an immediate opportunity in our East Providence, RI corporate headquarters. All applicants must be available to work in the office – remote positions are not available.

Responsibilities:

  • Obtain and analyze information necessary to process mortgage applications including credit reports, appraisals, title work, verification of employment, calculation of income, asset verification and any other pertinent information.
  • Communicate regularly with Mortgage Loan Originators (MLOs) and borrowers regarding status and items needed
  • Gather all necessary conditions and provide frequent updates to client as needed
  • Upload items and make updates and notes to the files within the LOS
  • Transfer “complete” file to underwriting
  • Review ECOA, HMDA, and LE report daily to ensure compliance
  • Daily pipeline management with a focus on meeting rate lock expirations, mortgage commitments, department turn-time and communication standards.
  • Manage the pipeline on a daily basis with attention to files nearing closing
  • Follow up on all conditioned items and manage communication with Underwriting on files
  • Process denied and withdrawn loan files in compliance with the established policy and procedure
  • Resolve Post Closing deficiencies as needed

Optimum pipeline size is 30-40 active loans with an average of 20 funded loans per month.

Skills and Qualifications:

  • A strong business acumen and attention to detail
  • Experience with Encompass is preferred but not mandatory
  • The ideal candidate must possess the desire to part of a team and maintain a positive attitude
  • A willingness to enjoy your job and coworkers is highly desired

Education and Experience:

  • At least 2 years of mortgage processing experience
  • Fluent in Spanish (written and verbal)

Employment Benefits: Province Mortgage Associates, Inc. recognizes that its employees are its most valuable asset. Therefore, PMAI offers 4 hours of weekly flex-time, health insurance, 401K match, Flexible Spending Account (FSA), Health Spending Account (HSA), Life and Disability insurances to all full-time employees.

Province Mortgage Associates Inc. has been voted as one of the best companies to work for 8 of the last 9 years and is socially active in the communities we serve.  Additionally, we have been recently recognized as Banker and Tradesman’s fastest growing mortgage companies in New England.  For additional information please check us out at www.joinprovince.com.

If you are interested in our Bilingual Mortgage Processor opportunity or know someone that might be, please contact me at your earliest convenience, or click the Apply Now button below.


Working at Province Mortgage: A Staff Perspective

What is it like to work at Province Mortgage Associates? Take a seat with some of our finest as they cite the many reasons they choose to hang their hat here.